Credit Score by Attorney, Inc

Credit Score by Attorney, Inc

855.FICO.700

A Higher Score Creates a Brighter Future.

Real Strategy. Real Results.

Bad Credit Is a Problem.Not a Life Sentence.

No blanket disputes. No form letters hoping something sticks. Every file gets a blueprint built specifically for it, tailored to your credit profile.

Buy a Home
Get Approved
Lower Rates
More Opportunities
Gold scales of justice beside leather-bound law books on consumer law, credit reporting, strategy and results

The Difference

Credit Freedom Changes Everything.

Portrait of Angel Rabago, Founder of Credit Score by Attorney, Inc

Angel Rabago

Founder

More Than Credit Repair — A Strategic Advantage.

Every file is analyzed individually and built into a blueprint unique to that credit profile — never blanket disputes. The approach is pre-litigation strategy, built around each file individually and aimed squarely at what a lender needs to see before they say yes.

Buy a Home
Get Approved
Lower Rates
More Opportunities
See how we help

Our Programs (Services / Products)

Built around your file, priced up front

Three paths. One goal. A better future.

Since 1996
In the mortgage industry
Since 1999
In credit repair
640+
Written money-back guarantee
Most Popular

45-Day Program

$1,500

Most clients start here

Some clients see movement in as little as 72 hours. Most reach their goal within about 45 days, more difficult files can take up to 6 months. Includes a 100% written money-back guarantee at the 9-month mark if you haven't reached at least 640+ mortgage-ready status.

Request File Review

21-Day Program

$2,500

File must be reviewed and accepted. Goal: mortgage-ready within 21 days.

Request File Review

10-Day Program

$3,500+ Applicable Settlements

File must be reviewed and accepted. Goal: 720+ within approximately 7-10 days. Some files require negotiated settlements, typically running $2,500-$7,500+ in addition to the program fee.

Request File Review

Blueprint, not blanket

Every file is analyzed individually — your history, your reporting, your score goals.

Pre-litigation strategy

A pre-litigation strategy aimed at the weaknesses in a furnisher's position.

The math of scoring

Decades of mortgage-side experience means we know exactly what a lender needs to see.

Real People. Real Results.

What Our Clients Say

Home purchase

I closed on a home that appraised at $3.2 million with a loan right around $1.7–1.8 million. That purchase alone put roughly $1.4 million in equity behind my family.
Marcus · Client

Score recovery

My credit score went from 300 to 700 through their program. I had stopped believing that number could move at all.
Denise · Client

Back on the road

I was spending $400 a month on rideshare just to get to work. After my credit and my finances got fixed, I got the time and the money back.
Ramon · Client

Names are pseudonyms to protect client privacy. Individual results vary by credit file.

Stay Connected

Knowledge Creates Options.

Let’s find out whether your file is one we can move.

Not every credit file belongs in our program, and we would rather tell you that honestly than take your money. Send us the basics and we will read your file the way a lender will, then tell you plainly what it would take to get you mortgage-ready.

We keep intake deliberately small. Every blueprint is built by hand, so we only accept a limited number of files at a time. Reviews are free, there is no obligation, and nobody here will pressure you into anything.

Call or text

855.FICO.700

Office

4410 N Main St, Houston, TX 77009

Serving clients nationwide

Ready To Get Started?

Let’s look at your file and build the blueprint.

Start with a free, no-obligation file review — or call and talk it through right now.